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Extended warranty

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I've never purchased them before, and think they are generally a sucker's deal, but I'd like to know if anyone on GTT has used one to good effect for their SCUT.
I already looked at a couple other (non scut) threads on this issue.

The reason I'm interested is I have a nearly two year old machine that hasn't gotten as much use this winter as I had hoped. Warranty is running out this spring, and though I haven't had any problems warranting a trip to the service dept, I do have a couple nagging issues that, if they got any worse, surely could cost a fair bit out of warranty.

1) labored steering
2) load induced creaking in right front axle

Neither issue would be easy to recreate for a dealer (sporadic or infrequent) and since they've not worsened, I've tried not to let it concern me too much.

I should also note that I don't know what extended warranties are available, or how much they cost to purchase.

My machine has been used fairly hard, but for limited hours (about 50hrs)

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