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PowerGard ?

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Just got a letter from my dealer letting me know that my 1 year anniversary of the purchase of my 1025R (66.7 hours on it) is coming up. Along with that was the PowerGard Protection Plan proposal.
Option 1: Limited coverage(Engine & Powertrain) 60 months; 2000 hours; Deductible:$100 COST:$866
Option 2: Comprehensive (Full Machine) 60 months; 1500 hours; Deductible:$100 COST:$1425

Now, what is every ones thoughts on this? I have had the SCV replaced already under warranty. I have no PTO attachments or MMM. Plan on getting a tiller and MMM next year.
I'm thinking real hard on getting the Comprehensive.

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